Category: Life

  • A women in office setting looks into her note

    Comparing Life Insurance Policies 

    Like anyone else, you want a life insurance policy that meets your needs and budget. But how do you find the right policy when there are so many to choose from and many of them seem so similar? The key is knowing how to compare policies and evaluate the results.  Know what you want–and compare…

  • Three older men laughing and socializing together outdoors in a garden setting

    Life Insurance as an Employee Benefit 

    What is it?  In general  Life insurance is a method of providing funds payable to named beneficiaries upon the death of the insured. If you, the employer, offer your employees life insurance as a benefit, it most likely will be in the form of group life insurance. Group life insurance provides insurance for a group…

  • Senior couple sitting together in yellow Adirondack chairs on a sunny porch, smiling at each other

    Life Insurance at Various Life Stages 

    Your need for life insurance changes as your life changes. When you’re young, you typically have less need for life insurance, but that changes as you take on more responsibility and your family grows. Then, as your responsibilities once again begin to diminish, your need for life insurance may decrease. Let’s look at how your…

  • A women in white shirt explain to customer

    What is variable life insurance? 

    The insurance industry has introduced different types of insurance to meet consumer needs. For example, universal life insurance was created to provide a solution for many of the perceived shortcomings of whole life insurance and term life insurance. When consumers demanded even more changes from the life insurance industry, it responded with variable life insurance…